Business Insurance

Protect What You’re Building

At Hervey Insurance Agency, our Business Insurance solutions help protect your company, assets, and financial future. Whether you operate a small business, professional practice, or growing organization, we help you choose coverage that addresses your risks and supports your long-term success.

Business Insurance Coverage, Built Around Your Operations

• General Liability Insurance

Helps protect your business from claims involving bodily injury, property damage, or advertising injury.

• Commercial Property Insurance

Helps cover buildings, equipment, inventory, and other business assets from covered losses.

• Business Owner’s Policy (BOP)

Combines property and liability coverage into one streamlined policy for eligible businesses.

• Commercial Auto Insurance

Coverage for vehicles used in your business operations.

• Workers’ Compensation Insurance

Helps provide benefits to employees injured on the job, as required by law.

• Professional Liability / Errors & Omissions

Helps protect businesses that provide professional services or advice.

Get a personalized business insurance quote today

Protecting your business starts with understanding your risks. Request a free quote or speak with a local agent who will help assess your needs and recommend coverage options that make sense for your business.

Why Business Insurance Matters

Running a business comes with responsibility and risk. Business insurance helps protect your company from financial losses caused by accidents, property damage, lawsuits, or employee injuries.

Beyond protection, the right insurance coverage helps support business continuity and provides peace of mind so you can focus on growing your business.

Business insurance helps:

Protect your business from unexpected financial losses

Provide coverage for liability claims and legal expenses

Help safeguard buildings, equipment, and assets

Support compliance with legal and contractual requirements

Business Insurance FAQs

What types of businesses need insurance?

Most businesses, regardless of size or industry, benefit from insurance coverage. Coverage needs depend on your operations, employees, and risk exposure.

Is business insurance required by law?

Some types of coverage, such as workers’ compensation or commercial auto insurance, may be required by law depending on your business and location.

What is a Business Owner’s Policy (BOP)?

A BOP typically bundles general liability and commercial property coverage into one policy, often at a lower cost than purchasing them separately.

How much business insurance do I need?

Coverage needs vary by business size, industry, revenue, and risk exposure. Our agents help assess your situation and recommend appropriate coverage.

Can business insurance be customized?

Yes. Business insurance can be tailored to fit your industry, operations, and growth plans.

How do I get a business insurance quote?

You can request a free quote online or contact Hervey Insurance Agency to speak with a local agent for personalized guidance.

Still have questions?

Our team is here to help. Contact Hervey Insurance Agency today for personalized guidance and insurance options tailored to your needs.

About Hervey Insurance Agency

Providing trusted and personalized insurance

solutions to protect what matters

most to you and your family

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