Home Insurance

Get a quote

Protect the Place You Call Home

At Hervey Insurance Agency, our Home Insurance helps protect your house, personal belongings, and financial security. From unexpected damage to liability concerns, we help you prepare for life’s uncertainties with coverage designed around your home and your needs.

Home Insurance Coverage, Built Around You

• Dwelling Coverage

Helps protect the structure of your home from covered losses like fire, wind, or storm damage.

• Personal Property Coverage

Helps replace belongings such as furniture, clothing, and electronics if they’re damaged or stolen.

• Liability Protection

Helps cover legal and medical expenses if someone is injured on your property.

• Additional Living Expenses

Helps pay for temporary housing and living costs if your home becomes uninhabitable due to a covered loss.

Get a personalized home insurance quote today

Protecting your home doesn’t have to be complicated. Request a free home insurance quote online or speak with a local agent who will help you find coverage that fits your home and budget.

Why Home Insurance Matters

Your home is one of your biggest investments — and protecting it is essential. Home insurance helps provide financial protection in the event of unexpected damage, theft, or liability claims.

Beyond meeting lender requirements, the right home insurance policy helps protect your savings and provides peace of mind knowing you’re prepared for the unexpected.

Home insurance helps:

✔ Protect your home and personal belongings from covered losses

✔ Provide liability protection for accidents on your property

✔ Help cover repair or replacement costs after unexpected events

✔ Offer financial support if you’re temporarily unable to live in your home

Home Insurance FAQs

How much home insurance coverage do I need?

Coverage needs depend on your home’s value, location, construction type, and personal belongings. Our agents help you choose coverage that protects your home without unnecessary extras.

Is home insurance required?

Home insurance is typically required by mortgage lenders, but even if your home is paid off, it’s strongly recommended to protect your investment.

What does a standard home insurance policy cover?

Most policies cover the home’s structure, personal belongings, liability protection, and additional living expenses. Coverage varies by policy and can be customized.

How do I get a quote for auto insurance?

Getting a quote is simple. You can request a free quote online or contact our agency directly to speak with a local agent who will walk you through your options.

Does home insurance cover natural disasters?

Coverage for events like fire, wind, and hail is often included, while certain risks such as floods or earthquakes may require separate policies.

Can I bundle home and auto insurance?

Yes. Bundling your home and auto insurance may help lower your overall insurance costs while simplifying policy management.

How do I get a home insurance quote?

You can request a free quote online or contact Hervey Insurance Agency to speak with a local agent who will guide you through your options.

Still have questions?

Our team is here to help. Contact Hervey Insurance Agency today for personalized guidance and insurance options tailored to your needs.

About Hervey Insurance Agency

Providing trusted and personalized insurance

solutions to protect what matters

most to you and your family

© 2026. Hervey Insurance Agency | All Rights Reserved | Privacy Policy | Terms and Conditions