Renters Insurance

Protect What Makes Your Place Feel Like Home

At Hervey Insurance Agency, our Renters Insurance helps protect your personal belongings and financial security even if you don’t own the property. Whether you’re renting an apartment, condo, or house, we help you choose coverage that fits your lifestyle and budget.

Renters Insurance Coverage, Built for Everyday Living

• Personal Property Coverage

Helps replace items like furniture, clothing, electronics, and personal belongings if they’re damaged or stolen.

• Liability Protection

Helps cover legal and medical expenses if someone is injured in your rental or if you accidentally cause damage to others’ property.

Additional Living Expenses

Helps pay for temporary housing and living costs if your rental becomes uninhabitable due to a covered loss.

Get a personalized renters insurance quote today

Renters insurance is often more affordable than you might expect. Request a free quote online or speak with a local agent to find coverage that works for you.

Why Renters Insurance Matters

Many renters assume their landlord’s insurance covers their belongings — but that’s often not the case. Renters insurance helps protect your personal property and provides financial protection if the unexpected happens.

Beyond protecting your belongings, renters insurance also helps cover liability and living expenses after covered incidents.

Renters insurance helps:

✔ Protect personal belongings from theft or covered damage

✔ Provide liability coverage for accidents or property damage

✔ Help cover temporary living expenses after a covered loss

✔ Offer peace of mind at an affordable cost

Renters Insurance FAQs

Is renters insurance required?

Renters insurance is not required by law, but many landlords require it as part of a lease agreement. Even when not required, it’s a smart way to protect your belongings.

Does renters insurance cover all my belongings?

Most personal items are covered, but coverage limits apply. High-value items may require additional coverage.

Does renters insurance cover roommates?

Renters insurance typically covers only the policyholder. Roommates usually need their own policies unless specifically added.

How much renters insurance coverage do I need?

Coverage needs depend on the value of your belongings and your personal situation. Our agents can help you determine the right amount.

Can renters insurance be bundled with other policies?

Yes. Renters insurance can often be bundled with auto or other policies, which may help you save money.

How do I get a renters insurance quote?

You can request a free quote online or contact Hervey Insurance Agency to speak with a local agent for personalized guidance.

Still have questions?

Our team is here to help. Contact Hervey Insurance Agency today for personalized guidance and insurance options tailored to your needs.

About Hervey Insurance Agency

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